Merchant Services That Grow With You
→We Help Businesses get Paid Faster
Merchant accounts, NPSONE Smart Invoicing, ACH, payment gateways, POS systems, and custom payment solutions backed by 24/7 support.
- Merchant accounts -Traditional, high-volume, regulated and high-risk businesses
- POS & commerce systems- Built for retail, restaurants and service companies
- Smart invoicing - ACH, recurring billing and A/R automation
- Payment gateways - Mobile, e-commerce and integrated payments
- Embedded payments - White-label solutions for SaaS platforms
- Dedicated support - From a payments company with 25+ years experience
Payment Solutions Built Around Your Business
Nationwide Payment Systems helps businesses design payment systems that scale. Our NPSONE platform brings together smart invoicing, ACH, card payments, and POS technology into a unified infrastructure that integrates directly into how you operate.
From retail and restaurants to B2B, SaaS, and regulated industries, we support complex payment environments with flexible pricing models, embedded and white-label options, and hands-on expertise — helping businesses improve cash flow and grow with confidence.
NPSone
One Platform. Every Way You Get Paid.
NPSONE powers modern payment workflows for growing businesses — without custom development or rigid systems.
Accept credit cards, ACH, and digital wallets like Apple Pay and Google Pay. Generate one-time or advance payment links, send invoices, manage subscriptions, and monitor transactions from a single dashboard.
NPSONE is fully branded to your business and designed to scale with you — giving you centralized visibility into payments, authorizations, statements, and disputes, all in one place.
NPSONE A Complete Payment Platform for the Way Your Business Works
Npsone Payments
$39/MONTH
CREDIT CARD PROCESSING
A powerful payment gateway built for businesses that
want more control, better technology, and real support.
- Credit card processing
- NPSONE payment gateway
- Statement fee
- PCI program
- Unlimited users
- Hosted payment capabilities
- Free WooCommerce plugin
- API and webhooks
- Payment reporting
- U.S.-based support
Npsone Payments + ACH
$49/MONTH
CREDIT CARDS + ACH
Everything in NPSONE Payments, plus ACH payment
capabilities.
- Credit card processing
- NPSONE payment gateway
- Statement fee
- PCI program
- Unlimited users
- Hosted payment capabilities
- Free WooCommerce plugin
- API and webhooks
- Payment reporting
- U.S.-based support
NPSONE + SMART INVOICING
$69/MONTH
CARDS + ACH + SMART INVOICING
Turn invoicing into a faster, easier way to get paid. Includes
accounting integrations and powerful automation.
- Credit card processing
- ACH payments
- Smart invoicing
- Email and text payment links
- Recurring billing
- Automatic payment reminders
- QuickBooks Online integration
- Xero integration
- Sage Intacct integration
- API and webhooks
- U.S.-based support
- Free WooCommerce plugin
Npsone
Custom
OTHER PAYMENT SOLUTIONS
Some businesses need a more tailored payment solution. We offer flexible
options to fit your industry, business model, and integration requirements.
- Retail POS: In-store and omnichannel solutions
- NCR Counterpoint: Seamless integration and support
- Credit Card Terminals
- High-Risk Merchant Accounts: Solutions for complex industries
- Enterprise / Custom Integrations: Tailored to your systems and workflows
- Other Custom Solutions: Let's build the right solution for you
YOU CHOOSE HOW YOU WANT TO PRICE PAYMENTS
One processor shouldn't dictate your pricing model. We can help
you choose the option that fits your business, customers and goals.
• Interchange Pass-Through: Transparent, customized pricing.
• Flat Rate: Simple and predictable.
• Dual Pricing: Offer a card and cash price.
• Cash Discount: Reduce processing costs.
• Surcharge: Where permitted and properly implemented.
• Custom Program: Tailored to your business.
See what you could save and how faster payments can improve your cash flow.
Monthly pricing covers platform features only; credit card and ACH processing fees are separate. Processing rates vary by business profile, transaction volume,
and chosen pricing model. Merchant account approval, compliance review, and underwriting may apply.
Smart invoicing
Invoicing Built for How Businesses Actually Gets Paid
Smart Invoicing is designed for businesses that bill, collect, and reconcile at scale — not for one-off transactions.
Create smart, branded invoices with embedded payment links for credit cards and ACH. Automate collections, reduce delays, and sync every transaction directly to QuickBooks Online with no extra steps.
Powered by NPSONE, Smart Invoicing helps B2B and service businesses improve cash flow while keeping accounting clean and connected.
High Risk/ High Volume
Built for businesses operating in complex or regulated environments. Our platform supports high transaction volume, risk monitoring, compliance, and chargeback management — without sacrificing stability or support.
Custom Payment Solutions
Design payment workflows that fit your business. Embed payments, invoicing, and reporting into your SaaS, e-commerce, or internal systems using flexible APIs and white-label options.
Software Marketplace
Enterprise-grade POS and software tools for retail, restaurants, and service businesses — including inventory, invoicing, recurring billing, and omnichannel payments.
White Label Payfac
A hybrid PayFac-style model for ISVs, SaaS companies, and VARs that want to monetize payments while maintaining control, branding, and flexibility.
Webinar Series
Nationwide Payment Systems now offers a Weekly Webinar Series, a live and on-demand educational program designed to help business owners optimize payments, improve cash flow, and navigate modern financial technology.
B2B Vault Podcast
Stay ahead of fintech, payments, and business trends through founder-led insights, real-world case studies, and conversations with industry leaders.
Payment Solutions Built for Your Industry
From straightforward merchant accounts to complex and regulated payment environments, Nationwide Payment Systems provides customized payment solutions based on how your business operates, accepts payments, and serves customers.
Restaurants & Hospitality
Manage payments at the counter, table, bar, online, and on the go. Nationwide Payment Systems offers restaurant POS systems, pay-at-table technology, tipping, online ordering, mobile payments, and customized pricing programs.
Who Is Nationwide Payment Systems?
Nationwide Payment Systems (NPS) is a U.S.-based payments and commerce technology company that provides payment infrastructure for growing businesses. NPS helps businesses accept and manage payments across credit/debit cards, ACH bank transfers, and digital wallets, and supports smart invoicing, accounts receivable automation, POS systems, and embedded payments.
NPS operates the NPSONE platform, which connects payment acceptance, invoicing, reporting, and integrations in one system. Businesses use NPSONE to create branded payment links, invoices, and subscriptions, track transactions and reporting, and simplify reconciliation—often with integrations such as QuickBooks Online.
Nationwide Payment Systems serves businesses across the United States, including retail, restaurants and hospitality, B2B and wholesale, e-commerce, SaaS platforms, and regulated or complex payment environments. Founded in 2001, NPS combines modern payment technology with relationship-based support to help businesses improve cash flow, reduce operational friction, and scale with confidence.
NPS builds payment infrastructure (NPSONE) for businesses that need invoicing, ACH, POS, and embedded payments—backed by real human support.
Headquartered in South Florida, Nationwide Payment Systems serves businesses nationwide across the United States.
Our Customer Reviews
A special thank you goes to Allen, who truly went above and beyond to help us with the setup. He was incredibly patient, knowledgeable, and always available to answer our questions and make sure everything went smoothly.
We are truly grateful to Allen and the entire team at Nationwide for their outstanding customer service and support. It's rare to find a company that is so committed to making the onboarding process simple and stress-free. We highly recommend them to anyone looking for a reliable payment processing partner.
These guys have gone above and beyond to help us through various different issues. Allen is reachable at pretty much any hour and responds pretty much at any hour. Genuinely a great group of people. Thank you guys.
We are with Nationwide Payments systems for over a decade and are extremely satisfied clients ,they are a amazing company with outstanding customer service the whole team are always looking for ways to help us understand the best practices for our merchant services and in general their input and advice has saved us a tremendous amount of money of the years ,I highly recommend them ..
I've done business with NPS for 10 years. They have always come through with flying colors. They make it where you never have to worry about credit card processing. Excellent sells, service and communication.
Frequently Asked Questions (FAQ)
What makes Nationwide Payment Systems different from big-box processors?
We provide 24/7 dedicated relationship managers, industry-specific POS systems (retail, restaurant, B2B, high-risk), and scalable enterprise solutions — not a one-size-fits-all flat-rate model.
What industries do we specialize in?
We deal with Low Risk to High-Risk Businesses of all types and sizes. From single-location retail and restaurants to multi-location chains, high-volume e-commerce, B2B wholesalers and high-risk merchants — we cover them all and tailor the solution.
How do NPSONE and Smart Invoicing work together?
The NPSONE gateway handles payments (card + ACH + payment links), and our Smart Invoicing automates AR/recurring billing — together they streamline your cash-flow and reduce manual work, with our 2-way Sync to QuickBooks Online.
What pricing models do you offer and how can I save on fees?
We offer interchange-plus pricing, dual-pricing, cash-discount (0 % option) and ACH. Our goal is transparent fees and cost-offset strategies—not hidden mark-ups.
How do you support multi-location and enterprise-level businesses?
We provide POS infrastructure, centralized reporting, developer-APIs, integrations (QuickBooks sync etc.), and relationship-managers experienced with large roll-outs.
Are there a long-term contract or hidden fees involved?
We believe in transparent agreements — no surprise hidden fees. Contract terms vary by solution; we'll review them with you during onboarding.
How do you ensure security and protect against chargebacks/fraud?
Our platform is PCI-compliant, supports tokenization, has in-house risk-department and charge-back rescue programs. We support high-risk merchants with compliance tools too.
How can I get started and what’s the typical timeline?
Book a demo/call with us. For most retail/restaurant clients requiring a terminal, we can have you approved in ~2-3 hours once docs are complete; for higher-risk clients it’s typically 2-3 business days.
Do you offer Point of Sale Software and Hardware or SaaS software?
Yes, we offer Retail, Restaurant, Bar, and other point of sale and SaaS products you can look at our offerings and book a demo.