How Nationwide Payment Systems Helps High-Risk & Niche Merchants Succeed
At Nationwide Payment Systems, we’ve been helping merchants navigate the complex world of high-risk merchant account approval for over two decades. Unlike cookie-cutter solutions, we specialize in finding the perfect fit — because when you’re paired with a processor who understands your industry, everything changes.
We’re not brokers. We work directly with private banks and full liability processors we’ve built trusted relationships with for over 20 years — which makes all the difference when it comes to securing a high-risk merchant account.
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✅ We Understand Your Business
Before we talk about merchant account approval, we take time to understand your entire business model.
Whether you sell online, in person, or via subscriptions, we evaluate your product, sales process, and customer journey. From there, we match you with a processor who also understands your space — giving you a strong chance at successful high-risk merchant account approval.
✅ Direct Relationships with High-Risk Acquirers
Thanks to our direct access to high-risk acquirers, your application has a higher chance of being approved the first time.
In other words, fewer roadblocks — and a faster path to high-risk merchant account approval.
✅ Full Compliance Guidance
Compliance is crucial — especially for high-risk merchants. We walk you through every step: website reviews, chargeback reduction strategies, documentation help, and more.
This not only protects your business but also increases your likelihood of merchant account approval on the first attempt.
All of our solutions are PCI compliant — because compliance and security are non-negotiable.
✅ Payment Tools Designed for Growth
We go beyond just credit card processing. Our all-in-one payment solutions are built to help your business scale and succeed post-approval:
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ACH / eCheck Processing
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Recurring Billing & Subscriptions
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Dual Pricing (0% Processing Options)
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Invoicing & Payment Links
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Chargeback & Fraud Tools
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Multiple Gateway Integrations
Once your high-risk merchant account is approved, you’ll have the tools to grow — safely and efficiently.
✅ Transparent, Reliable Support
You’re not just getting a processor — you’re getting a partner.
We assign you a dedicated relationship manager, with 24/7 support from real experts who know your business. No generic help desk here.
🔷 A Partner in High-Risk Merchant Account Approval
Many high-risk merchants face rejection not because of fraud, but because they’re in misunderstood industries.
That’s where we come in. We specialize in helping businesses secure high-risk merchant account approval, even when others have said no.
✅ Industries We Serve
We’ve helped thousands of businesses across a wide range of industries get approved and thrive, including:
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CBD & Hemp
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Nutraceuticals & Kratom
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Adult Products
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Online Coaching
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Credit Repair & Debt Relief
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Firearms & Tactical Gear
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Vape & E-Cigarette Retail
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Dating & Adult Apps
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MLM & Network Marketing
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Digital Goods & Web3 Projects
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Subscription Boxes
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Auto Warranty Programs
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Online Pharmacies
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Fitness & Weight Loss Programs
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Crypto-Related Services (non-wallet/exchange)
If your business has struggled with merchant account approval, we know how to help.
📞 Let’s Talk About Your Business
Ready to see if you qualify for high-risk merchant account approval?
📩 Contact us today for a free consultation. We’ll review your website, documents, and business model — and help you find the right processor for long-term success.
👉 Schedule a call with us now and take the first step toward getting approved and growing your business.
CLICK HERE TO FIND MORE ABOUT OUR PROGRAMS
FAQ: Frequently Asked Questions
What is high-risk merchant account approval?
High-risk merchant account approval is the process of getting approved by a payment processor or acquiring bank to accept credit card payments, even if your business operates in a high-risk industry such as CBD, adult products, or subscription-based services.
Why is my business considered high-risk?
You may be labeled high-risk due to factors like industry regulations, higher chargeback rates, subscription billing models, or the sale of restricted products. This classification affects how you approach merchant account approval.
How long does it take to get approved for a high-risk merchant account?
The approval process typically takes 3 to 7 business days, depending on the complexity of your business and the documentation provided. Nationwide Payment Systems works to streamline this process and speed up approvals.
What do I need to apply for high-risk merchant account approval?
You’ll need documents like a valid ID, a business license, bank statements, processing history (if available), and a fully functional, compliant website. Our team will walk you through exactly what’s required.
Can I get approved if I’ve been declined before?
Yes! Many of our clients come to us after being declined elsewhere. We work directly with banks that understand your industry and specialize in high-risk merchant account approvals.
