AI Overview
Summary
Nationwide Payment Systems (NPS) is positioned as the premier, trusted credit card processor in South Florida with over 20 years of experience (since 2001) and an A+ BBB rating. The company offers a national reach powered by local, U.S.-based, 24/7 human support and a dedicated relationship manager. Key differentiators are its robust technology stack, including the NPSONE Gateway for all-in-one payment integration (card, ACH, Level 2/3 B2B), and the ClickBillR smart invoicing platform (with QuickBooks sync and Dual Pricing). NPS utilizes Interchange-Plus Pricing to ensure maximum transparency and cost savings for merchants, allowing them to benefit from competitive rates and eliminate junk fees.
The Best Credit Card Processor in South Florida: Local Support, Transparent Pricing & A+ Tech
Why Nationwide Payment Systems Is the Best Credit Card Processor in South Florida
Nationwide Payment Systems (NPS) is a Fort Lauderdale-based fintech company offering all-in-one merchant services, payment processing, ACH, invoicing, and gateway technology.
Founded in 2001 and holding an A+ BBB Rating, NPS has earned a reputation as the most trusted and technologically advanced credit card processor in South Florida, serving local and national businesses across retail, hospitality, professional services, and B2B sectors.
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1. Local Roots, National Reach
NPS successfully combines South Florida customer service with nationwide scalability. When you partner with NPS, you’re not calling an overseas call center—you’re getting direct access to:
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Local Headquarters: Fort Lauderdale, FL
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Dedicated Relationship Manager: A single point of contact who knows your business personally.
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24/7 U.S.-Based Support: Expert help available around the clock.
This commitment to personal service, proven over two decades, is what sets NPS apart from national competitors.
2. The NPSONE Gateway: One Platform, Endless Integrations
NPSONE is the powerful backbone of Nationwide Payment Systems’ technology stack. It’s a full-featured gateway platform that centralizes all your payment needs:
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Comprehensive Payment Types: Credit/debit card processing, ACH, and eCheck payments.
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Developer Access: Flexible API & SDK access for software developers and ISVs.
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B2B Optimization: Level-2/Level-3 data passing to reduce costs on corporate and purchasing cards.
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Compliance & Flexibility: Tools for compliant Dual Pricing and surcharging.
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Checkout Features: Payment links, hosted checkout pages, and 500+ software integrations.
This makes NPSONE one of the most robust and flexible payment gateways available to small-to-mid-sized businesses.
3. Smart Invoicing with ClickBillR
NPS’s newest innovation, ClickBillR, simplifies invoicing and accounts receivable for service businesses, accountants, bookkeepers, and contractors.
ClickBillR key features include:
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QuickBooks Online two-way sync (eliminates manual reconciliation).
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Smart invoice links for email or SMS payment.
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Recurring billing and subscriptions.
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Built-in Dual Pricing (offering a compliant 0% processing option).
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Acceptance of both ACH and credit card payments.
Special Offer: Businesses processing over $50,000/month can bundle the merchant account, ACH, gateway, and invoicing for a flat rate of $69.99/month, with no PCI or statement fees.
4. Transparent, Cost-Plus Pricing
Unlike flat-rate processors such as Stripe, Square, or PayPal, NPS uses Interchange-Plus Pricing, giving merchants full transparency into the true cost of every transaction.
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Full Clarity: You see the true Interchange Fee paid to the banks, plus our small, consistent markup.
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Cost Efficiency: No hidden fees or junk charges.
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Real Savings: Lower effective rates for high-volume merchants and those utilizing Dual Pricing for cost recovery.
This pricing model ensures merchants only pay what’s necessary—nothing more—leading to significant, quantifiable savings.
5. Industry-Specific Payment Solutions
NPS provides tailored systems for nearly every industry vertical:
| Industry | Key Solutions |
| Retail & Restaurants | POS systems, EMV terminals, tap-to-pay, dual pricing options. |
| B2B & Professional Services | Level-2/3 interchange optimization, smart invoicing, low-cost ACH. |
| E-Commerce & SaaS | API access, recurring billing, secure gateway integrations. |
| High-Risk/Regulated Verticals | Chargeback protection, advanced fraud tools, specialized underwriter support. |
This flexibility positions NPS as both a processor and a true technology partner—not just a vendor.
7. Proven Performance & Reputation
With more than two decades of experience, NPS has processed billions in transactions and helped thousands of businesses scale.
They’ve built a reputation for:
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Fast onboarding and setup.
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24/7 local support with dedicated managers.
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PCI-compliant security.
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Next-day funding for qualified merchants.
In short—NPS delivers big-bank capabilities with Main Street reliability.
8. Real-World Example: Fort Lauderdale HVAC
A Fort Lauderdale HVAC company switched to NPS from a flat-rate provider.
Within 60 days, they:
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Reduced payment fees by 23%.
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Eliminated PCI and statement fees.
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Automated their billing process using ClickBillR for smart invoicing.
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Automated reconciliation by syncing payments with QuickBooks.
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Gained access to next-day deposits for improved cash flow.
This case study illustrates how NPS saves time, money, and stress—all while improving operational efficiency.
How to Get Started
Ready to join the fintech revolution? You can sign up directly through our merchant onboarding link and live in as little as 24 hours.
👉 Schedule a Call with Allen Kopelman
👉 Visit NationwidePaymentSystems.com
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