Nationwide Payment Systems
NPS One Webinar #1 – A Complete Tour of the NPS One Platform
Everything You Need to Know About the NPS One Payment Platform
In the first installment of Nationwide Payment Systems' new weekly webinar series, CEO Allen Kopelman walks through the complete NPS One platform — from smart invoicing and payment links to QuickBooks sync, dual pricing, and everything in between.
Presented by Allen Kopelman, CEO — Nationwide Payment Systems- Webinar #1- NPS One Platform Overview
Host of B2B Vault: The Biz2Biz Podcast
AI OVERVIEW
Nationwide Payment Systems has been helping businesses accept payments since 2001. Now, 25 years in, the company has launched NPS One — an all-in-one payment platform built to give small and mid-size businesses everything they need to run payments, invoicing, e-commerce, and more from a single dashboard. This first webinar in a new weekly educational series was dedicated entirely to touring the platform and explaining exactly who it's built for and how to get the most out of it.
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Why NPS One Exists — and Who It's For
Before diving into the platform itself, Allen framed the problem NPS One was built to solve. Most business owners who accept payments are stitching together multiple systems: a payment gateway, a separate merchant account application, an invoicing tool, a QuickBooks integration, and possibly a separate e-commerce setup. Each one has its own login, its own support line, and its own failure points.
NPS One collapses all of that into a single application, a single platform, and a single phone number for support. As Allen put it: "You only have one head to chop off" — meaning one place to turn when something goes wrong, instead of chasing down three or four vendors trying to figure out where the problem originated.
The platform is well-suited for a wide range of businesses: service companies, B2B firms, nonprofits, e-commerce merchants, retailers, and anyone currently using QuickBooks who wants their payment processing and invoicing to sync automatically and in real time.
One application to fill out, one piece of software, one phone number to call for help — that's what we built.
— Allen Kopelman, CEO, Nationwide Payment Systems
The Dashboard: Your Command Center
Every NPS One account comes with a central dashboard where merchants can monitor authorizations, settled batches, deposits, chargebacks, and retrieval requests in real time. Merchant statements live here too — no more waiting for paper statements in the mail. For businesses with multiple merchant accounts, toggling between them is built right in. Developer tools, API access, webhooks, and sandbox environments are also available directly from the dashboard for merchants who need to build custom integrations.
Payments: Every Way to Get Paid
The payments section of NPS One covers the full range of ways a business might need to collect money. A virtual terminal lets you take payments manually — by phone, for example — using a credit card or a bank account. Payment links can be created in seconds: single-use links for a specific amount, or advanced payment links that include multiple products, custom branding, and a full shopping experience that can be posted on a website, shared via email or text, or dropped on any social media platform.
Critically, everything that goes out to a customer — payment links, invoices, donation forms — is fully white-labeled. Customers never see Nationwide Payment Systems or NPS One. They only see your logo, your colors, and your business name. On mobile, Apple Pay and Google Pay are automatically enabled, so customers can check out in a single tap.
Smart Invoicing: Built for How Businesses Actually Work
The Smart Invoicing tool is one of the platform's most powerful features, and it stands out because of how deeply it integrates with QuickBooks Online. Once linked — a process that takes about two minutes to connect and roughly 15 minutes to fully populate — the sync is bidirectional and near-real-time. Everything in QuickBooks comes into NPS One: customers, invoices, products, and service items. Everything created or updated in NPS One flows back into QuickBooks automatically.
This means your team can create and send invoices, collect payments, and manage customers entirely within NPS One — without ever needing access to QuickBooks. That's an important distinction for businesses where the owner wants to maintain control over financial reporting and bank account visibility while giving employees the tools they need to do their jobs. NPS One supports unlimited users with customizable role permissions, so access can be segmented precisely.
Invoices can be configured with flexible due date terms, automated payment reminders at whatever intervals you choose, early payment discounts, and late fees. A customer-facing payment portal gives clients a place to review their invoice history, see what they've paid, and access receipts at any time — which dramatically reduces the volume of "what did I buy last month?" phone calls businesses deal with every week.
Nonprofits: Purpose-Built Donation Tools
NPS One includes a dedicated donation flow that goes well beyond a generic payment form. Nonprofits can create multiple distinct donation pages — a general fund, a specific campaign, an event — each with its own QR code that can be printed, displayed at events, or shared digitally. Donation receipts are automatically generated and sent with the proper language for tax-deductible contributions. Donors can optionally be asked to cover the processing fee. And because each campaign has its own link and QR code, organizations can track exactly how much is raised through each effort.
Recurring Payments, Payment Links & Orders
For businesses that bill on a schedule — pool services, maintenance contracts, membership programs, annual service agreements — NPS One's recurring payment tools cover every cadence imaginable: weekly, bi-weekly, semi-monthly, monthly, quarterly, semi-annual, annual, or fully custom. Trial periods and set payment counts are supported. Setup takes a few clicks.
Advanced payment links function as lightweight shopping pages that can be embedded anywhere with no coding required. A QR code is automatically generated for every link, making them just as useful at an in-person event as they are online. All completed orders through payment links flow into the orders section of the dashboard for easy tracking.
Pricing Models: Flat Rate, Dual Pricing, and Cost Plus
NPS One supports multiple pricing structures, and understanding the differences can have a significant impact on what a business actually pays for processing. Flat rate pricing — like what Square, Stripe, and PayPal offer — is simple but doesn't allow merchants to take advantage of lower interchange categories.
Cost plus pricing, by contrast, passes through the actual interchange rate for each transaction type, which means businesses benefit from lower rates on debit cards (which can be as low as 0.5% following the 2010 Durbin Amendment) and on regulated card categories tied to specific SIC codes. For B2B companies, where debit transactions can represent 10–20% of volume, and for consumer-facing businesses where debit can be 40–50% of transactions, the savings can be substantial.
Dual pricing and surcharging are also available through NPS One, with a particularly merchant-friendly surcharging approach: by combining cost plus pricing with a lower surcharge percentage, businesses can offset processing costs without passing the full standard rate to customers. All fee settings — including per-transaction overrides — can be configured at the account level and adjusted on a per-invoice or per-customer basis.
SIC Codes & Special Rates
How your business is classified affects your interchange rates. Dozens of SIC codes qualify for reduced pricing — something flat-rate providers don't offer.
Since 2010, regulated debit interchange can be as low as 0.5%. On cost plus pricing, merchants capture these savings automatically.
Durbin Debit Savings
Since 2010, regulated debit interchange can be as low as 0.5%. On cost plus pricing, merchants capture these savings automatically.
White-Label Everything
Payment links, invoices, and portals all show your logo and colors. Customers interact with your brand, not ours.
Chargeback Support
NPS One provides chargeback notifications and dispute assistance for all merchant types, including high-risk and e-commerce businesses.
NPS One Pricing & Special Offer
NPS One-$39
Payment dashboard, payment links, virtual terminal, Apple Pay & Google Pay, WooCommerce plugin, developer API access.
NPS One + Smart Invoicing
$69
Everything in NPS One plus Smart Invoicing with QuickBooks sync, unlimited users, recurring billing, donation tools, and customer portal.
Special Offer:
Businesses processing at least $50,000/month can qualify for one month free on either plan. Mention this webinar when you book your demo. Also includes free WordPress plugin access and access to the NPS One School Group with tutorial videos.
