by Allen Kopelman | Oct 20, 2026 | Uncategorized
Same Day ACH moves money faster than standard ACH, but it does not make the payment final, while a true real-time payment is both instant and final once it lands. That is the whole difference in one sentence, and it matters far more to a merchant’s risk than the...
by Allen Kopelman | Oct 20, 2026 | Uncategorized
An omnichannel payment solution lets one business take payments at the counter, on its website, over the phone, by invoice and on a phone or tablet in the field, with every one of those payments landing in the same merchant account, the same reporting and the same...
by Allen Kopelman | Oct 20, 2026 | Uncategorized
Failed payments kill subscription revenue silently because nobody decides to leave. A card expires, a bank flags a charge, a customer hits a limit for a day, and the subscription quietly stops paying while the customer still thinks they are a member. You stop that...
by Allen Kopelman | Oct 20, 2026 | Uncategorized
Interchange fees are set by the card networks, mainly Visa and Mastercard, which publish schedules of rates that the acquiring side of each transaction pays to the bank that issued the customer’s card. Your processor does not set interchange and cannot discount...
by Allen Kopelman | Oct 20, 2026 | Uncategorized
Representment is your one formal chance to answer a chargeback, and it is only one stage of the dispute, not the end of it. When you upload your evidence, your acquiring bank packages it and sends it through the card network to the cardholder’s bank, and that...
by Allen Kopelman | Oct 20, 2026 | Uncategorized
A referral partner program lets an accounting or bookkeeping firm introduce clients to a payment provider and receive an ongoing share of what the provider earns on those accounts. For many firms it is a sensible fit, because you already see your clients’...