Buy Now, Pay Later & Customer Financing Solutions
Help More Customers Say “Yes” with Flexible Payment Options
Customers are looking for more ways to pay. Whether they need healthcare services, home repairs, auto repairs, business coaching, professional training, or a high-ticket service, the upfront cost can sometimes slow down the sale.
Nationwide Payment Systems now offers access to financing solutions that help businesses give customers more payment flexibility. Instead of losing a sale because the customer cannot or does not want to pay everything upfront, financing gives them another way to move forward.
Nationwide Payment Systems Financing Paths

Consumer Financing
for healthcare, home services, home improvement, auto repair, and other customer-facing businesses.
Coaching Financing
for coaches, consultants, course creators, masterminds, and high-ticket training programs.
Why Offer Customer Financing?
Customer financing can help remove one of the biggest objections in sales: price.
Many customers want the product or service. They understand the value. They may even need it right away. But when the full amount is due upfront, they hesitate.
Financing can help your business:

Close more sales
Increase Average ticket size
Reduce price objections
Help customers move forward faster.
Offer monthly payment options.
Protect your pricing instead of discounting.
Improve the customer buying experience.
Make high-ticket products and services more affordable.
Consumer Financing
For Healthcare, Home Improvement, Home Services, Auto Repair & More
Consumer financing is designed for businesses that sell products or services where customers may want monthly payment options. This is especially valuable when the purchase is important, necessary, urgent, or expensive.
This program is a strong fit for healthcare providers, home service companies, home improvement contractors, auto repair shops, and other businesses that want to help customers move forward without paying the entire amount upfront.

Patient Financing for Healthcare Businesses
Healthcare services can be important, but many patients delay care because of the cost. Patient financing gives healthcare businesses a way to offer flexible payment options for patients who need care, treatment, products, or services.
This is a great fit for:
- Chiropractors
- Dentists
- Medical offices
- Healthcare practices
- Telehealth providers
- Pharmacies
- Wellness clinics
- Elective healthcare services
- Medical supply providers
- Specialty healthcare businesses
Patient financing can help healthcare businesses reduce payment objections, improve patient access, and make it easier for patients to say yes to recommended services.
Whether someone needs chiropractic care, dental treatment, telehealth services, prescriptions, medical products, or wellness services, financing can help make the decision easier.

Customer Financing for Home Improvement & Home Services
Home improvement projects and home service repairs can be expensive. Customers often need the work done now, but the cost may cause them to delay the project.
Financing helps homeowners move forward with needed repairs, upgrades, and improvements while paying over time.
This is a great fit for:
- Roofing companies
- HVAC companies
- Plumbing companies
- Electrical contractors
- Flooring companies
- Window and door companies
- Kitchen and bath remodelers
- General contractors
- Pest control companies
- Landscaping companies
- Pool companies
- Solar and energy-efficiency providers
- Other home service businesses
Customer financing can help home improvement and home service companies close more estimates, increase project size, and reduce the need to discount.
Instead of letting the customer put off the repair or upgrade, your business can offer financing as another way to get the job started.

Auto Repair Financing
Auto repairs are often unexpected. When a customer needs brakes, tires, transmission work, engine repair, diagnostics, or major maintenance, they may not be prepared to pay the full amount upfront.
Auto repair financing helps repair shops give customers another way to approve the work and get back on the road.
This is a great fit for:
- Auto repair shops
- Tire shops
- Transmission shops
- Brake repair shops.
- Collision repair centers
- Auto body shops
- Car audio and accessory shops
- Performance and specialty auto shops
- Fleet service providers.
- Motorcycle and powersports repair shops.
Auto repair financing can help shops get more approvals on repair estimates, reduce abandoned work orders, and help customers handle necessary repairs without delay.
For many customers, the question is not whether they need the repair. The question is whether they can afford it today. Financing helps solve that problem.
Consumer Financing

Coaching Program Financing
For Coaches, Consultants, Course Creators & High-Ticket Programs
Selling a coaching program, consulting package, mastermind, online course, or training program often comes down to one major objection: price.
The coaching financing program is designed specifically for businesses selling coaching, consulting, education, and high-ticket programs where clients may want monthly payment options.
This program is a great fit for:
- Business coaches
- Life coaches
- Health and wellness coaches
- Sales coaches
- Marketing consultants
- Business consultants
- Course creators
- Mastermind groups
- Online education programs
- Training programs
- Professional development programs
- High-ticket online programs
Instead of losing a qualified prospect because they cannot pay the full program cost upfront, financing gives them another way to enroll.
This can help coaches and consultants protect their pricing, increase enrollment, and make programs more accessible to clients who are ready to move forward.
Choose the Right Financing Program
Consumer Financing
For healthcare, home services, home improvement, auto repair, and other customer-facing businesses.
This program is a great fit for:
- Chiropractors
- Dentists
- Healthcare providers
- Telehealth companies
- Pharmacies
- Home improvement contractors
- Home service businesses
- Auto repair shops
- Tire shops
- Collision repair centers
- Retail and service businesses
Use financing to help customers say yes now — instead of delaying care, repairs, upgrades, or important services.
Coaching Financing
For coaches, consultants, course creators, masterminds, and high-ticket training programs.
This option is a great fit for:
- Coaches
- Consultants
- Course creators
- Mastermind programs
- Online training programs
- High-ticket education programs
- Professional development programs
Use financing to help qualified prospects enroll now — instead of walking away because of the upfront cost.
Add Financing Without Discounting Your Services

Many businesses lower their price when a customer says something is too expensive. But discounting can hurt margins and train customers to negotiate.
Financing gives you a better option.
Instead of cutting your price, you can offer customers a way to pay over time. This helps protect the value of your product or service while giving the customer more flexibility.
For healthcare, home services, auto repair, and coaching programs, financing can be the difference between a missed opportunity and a completed sale.

Who Should Use Customer Financing?
Customer financing is a strong fit for businesses with higher-ticket products or services, especially when the customer has a real need but may hesitate because of cost.
Good examples include:
- A patient who needs dental work or chiropractic care
- A homeowner who needs a new roof, HVAC system, or plumbing repair
- A driver who needs a major auto repair
- A client who wants to join a coaching program
- A customer who wants to move forward but prefers monthly payments.
When customers have more ways to pay, your business has more ways to close the sale.
Ready to Offer Financing?
Nationwide Payment Systems helps businesses accept payments, improve cash flow, and offer more ways for customers to pay.
Whether your business needs consumer financing or coaching program financing, we can help you choose the right path.
Choose Your Financing Option
Consumer Financing
For healthcare, home services, home improvement, auto repair, and other customer-facing businesses.
Coaching Financing
For coaches, consultants, course creators, masterminds, and high-ticket training programs.
FAQs
What is customer financing?
Customer financing allows a business to offer customers a way to pay for products or services over time instead of paying the full amount upfront. This can help customers move forward with purchases, repairs, treatments, or programs that they may otherwise delay.
Is this the same as Buy Now, Pay Later?
It is similar. Buy Now, Pay Later usually refers to giving customers flexible payment options at the point of sale. Customer financing can include monthly payment plans, financing applications, and lender-based options that help customers pay over time.
What types of businesses can use consumer financing?
Consumer financing is a good fit for healthcare businesses, chiropractors, dentists, telehealth providers, pharmacies, home improvement companies, home service businesses, auto repair shops, tire shops, collision repair centers, and many other businesses that sell products or services directly to customers.
Can chiropractors offer patient financing?
Yes. Dentists, healthcare practices, wellness clinics, telehealth providers, pharmacies, and other healthcare-related businesses may be able to offer financing options to help patients pay over time for eligible services or products.
Can dentists and healthcare businesses offer financing?
Yes. Dentists, healthcare practices, wellness clinics, telehealth providers, pharmacies, and other healthcare-related businesses may be able to offer financing options to help patients pay over time for eligible services or products.
Can home improvement contractors offer customer financing?
Yes. Home improvement and home service businesses can offer financing for projects such as roofing, HVAC, plumbing, electrical work, flooring, remodeling, windows, doors, pools, landscaping, pest control, and other residential services.
Can auto repair shops offer financing?
Yes. Auto repair shops can offer financing for repairs, tires, brakes, transmission work, engine repair, collision repair, diagnostics, maintenance, and other services. This can help customers approve necessary work even when the repair cost is unexpected.
What is coaching program financing?
Coaching program financing is designed for coaches, consultants, course creators, masterminds, and high-ticket program sellers. It gives qualified clients a way to finance enrollment instead of paying the full program cost upfront.
How can financing help increase sales?
Financing can help reduce price objections, make larger purchases more affordable, and give customers another way to move forward. This can increase approvals, conversions, average ticket size, and completed sales.
How do I get started?
Choose the financing program that best fits your business. For consumer financing, select the Consumer Financing option. For coaching, consulting, courses, or high-ticket programs, select the Coaching Program Financing option.

